Finance Information

Buy with interest free finance

Interest Free Finance is available on all purchases of £280 or more. You can apply online or over the phone– it's quick, easy and you'll get an instant decision.
Our retail finance partner is etika Finance UK Ltd. Credit is provided subject to application.
A decision is returned in around 10 seconds, which means the you can complete your purchase, entirely online, in just a few minutes.

etika Eligibility Checker:
Use the eligibility checker on the widget at the bottom right of the page. The eligibility checker will not impact your credit file, is free to complete and will check your eligibility and provide a potential credit limit for your purchase.

Lending Criteria:

  • Be over 18 years of age
  • Be employed at least 16 hours per week or retired and in receipt of a private or company pension, receiving disability payments, or prove other means of support e.g self-employed income
  • Be a permanent UK resident with 3 years UK address history
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies
  • Have a valid email address and can access it

Etika Finance Information

0%APR Representative,
Over 6 Months
£74.85

Monthly Repayment

Deposit: £49.90
Total Repayable: £499.00
Total Interest: £00.00

0%APR Representative,
Over 12 Months
£37.43

Monthly Repayment

Deposit: £49.90
Total Repayable: £499.00
Total Interest: £00.00

9.9%APR Representative,
Over 36 Months
£14.37

Monthly Repayment

Deposit: £49.90
Total Repayable: £567.22
Total Interest: £68.22

Finance is available from etika on orders between £280 and £15,000. A deposit is required between 10% and 50%.

The finance options available are:

  • 0% Finance over 6 months
  • 0% APR Finance over 18 months
  • 0% APR Finance over 12 months
  • 0% APR Finance over 24 months
  • 9.9% APR Representative Finance over 36 months

(Representative Example for 9.9% APR Representative, 9.5% pa (fixed), based on a £499 sale, £49.91 deposit, 36 monthly payments of £14.38, total repayable £567.62)

If you choose to purchase the goods with finance, you may withdraw from the Credit Agreement within the 14 day cooling off period if you change your mind. If you wish to cancel, you will need to fill out a returns form on our website and follow the usual returns procedure.

Bop DJ (Bop Trading Ltd) is authorised and regulated by the Financial Conduct Authority, registered number 673346, registered address 2 Church Walk, Leeds, LS2 7EG. Bop Trading Ltd is not a lender and acts as a broker offering finance products from etika. etika (a trading name of etika Finance UK Ltd) is a company registered in England and Wales 07440512 and authorised and regulated by the Financial Conduct Authority, registration number: 697658. Company address: WeWork, No.1 Spinningfields, Quay Street, Manchester, M3 3JE.

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Telephone: 0800 028 9321
Email: hello.uk@etika.com
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