Finance For DJ Equipment

Buy with interest free finance

Interest Free Finance is available on all purchases of £270 or more. You can apply online, in-store or over the phone– it's quick, easy and you'll get an instant decision.

Our retail finance partner is Creation Consumer Finance Limited. Bop Trading LTD acts as a credit broker for Creation Consumer Finance Limited, as lender. Credit is provided subject to application. Applicants must be 18 and over and UK resident. Loans are subject to status.

A decision is returned in around 10 seconds, which means that you can complete your purchase, entirely online, in just a few minutes. You can also apply in-store or over the phone – 0113 276 5507.
Creation Eligibility Checker:
Use the eligibility checker on the widget at the bottom left of the page. The eligibility checker will not impact your credit file, is free to complete and will check your eligibility and provide a potential credit limit for your purchase.
Lending Criteria:
  • Minimum age of 18 at the time of application
  • Maximum age of 85 at the end of the agreement (unless the term is 12 months – this has no age limit)
  • Be a permanent UK resident with 3 years UK address history
  • Employed, self-employed, retired, homemaker or in receipt of disability allowance
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies
  • Hold a UK bank account with support direct debit payments
  • Have a valid phone number (landline or mobile) and can access it
  • Have a valid email address and can access it
Applying Online:
  • Complete a quick check to see if you meet the eligibility requirements (this does not impact your credit rating, regardless of outcome)
  • Add your items to basket, choose “Creation Finance” payment method at checkout
  • Complete the application
  • Immediate online response*. Outcome determined by Creation Consumer Finance Limited
  • If approved, agree to their terms & conditions
  • E-sign the agreement when prompted
  • Your order is now complete & you will be directed to return to bopdj.com
  • Delivery must be to applicants address
* Occasionally applications may be referred for further checks by Creation Consumer Finance limited. This can take 1 -2 days for a decision to be finalised.
Applying In-Store:
  • Once you’ve chosen your items, a member of our team will take you through an application in store
  • If you are approved, you can instantly buy your order and take it away providing the items are in stock
  • A copy of agreements, T&Cs and a welcome letter will be supplied to you
  • Our team will process the payment through our till system and you will receive a digital receipt of your purchase. You can request a physical receipt too
  • If you wish to have the products delivered, it must be to the applicants current address
  • If your application is declined, Creation Consumer Finance will provide you with a “How We Decide” Guide and you will be given the option to pay with alternate payment methods
You will need:
  • Your monthly mortgage / rent amount
  • Annual net income (before tax)
  • Bank Account details including sort code & account number
  • A current driving license, passport or a recent utility bill

Creation Finance Information

0%APR Representative,
Over 6 Months
£83.17

Monthly Repayment

Deposit: £00.00
Total Repayable: £499.00
Total Interest: £00.00

0%APR Representative,
Over 12 Months
£41.58

Monthly Repayment

Deposit: £00.00
Total Repayable: £499.00
Total Interest: £00.00

14.9%APR Representative,
Over 36 Months
£17.05

Monthly Repayment

Deposit: £00.00
Total Repayable: £613.70
Total Interest: £113.70


Finance is available from Creation on orders between £270 and £15,000. We do not accept deposits for online orders. For orders placed in-store or over the phone, a deposit between 10% and 50% is required.

The online finance options available are:
  • 0% APR Finance over 6 months
  • 0% APR Finance over 12 months
  • 14.9% APR Representative Finance over 36 months
  • 14.9% APR Representative Finance over 48 months
(Representative Example for 14.9% APR Representative, based on a £499 sale, £00.00 deposit, 36 monthly payments of £17.05, total repayable £613.70)

If you choose to purchase the goods with finance, you may withdraw from the Credit Agreement within the 14-day cooling off period if you change your mind. If you wish to cancel, you will need to fill out a returns form on our website and follow the usual returns procedure.

Bop DJ (Bop Trading Ltd) is authorised and regulated by the Financial Conduct Authority, registered number 673346, registered address: 2 Church Walk, Leeds, LS2 7EG. Bop Trading Ltd is not a lender and acts as a broker offering finance products from Creation Consumer Finance Limited. Creation is a company registered in England and Wales (Company Number 1091883) and authorised and regulated by the Financial Conduct Authority (Registration Number 313153). Creation Financial Services Limited, Chadwick House, Blenheim Court, Solihull B91 2AA, United Kingdom. Creation Financial Services Limited. Registered office: Chadwick House, Blenheim Court, Solihull B91 2AA, United Kingdom. Registered in England. Company number 1091883.

Creation Website
Creation FAQ
Telephone: 0371 402 8905
Email: customerenquiries@creation.co.uk
Copyright © 2023 Creation. All rights reserved


INTEREST-FREE FINANCE FREQUENTLY ASKED QUESTIONS (FAQS)
Can I apply for interest-free finance online?

    To be eligible to apply for interest-free finance with Creation, you must meet the following criteria:

    • Minimum age of 18 at the time of application
    • Maximum age of 85 at the end of the agreement (unless the term is 12 months – this has no age limit)
    • Be a permanent UK resident with 3 years UK address history.
    • Employed, self-employed, retired, homemaker or in receipt of disability allowance.
    • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies.
    • Hold a UK bank account with support direct debit payments.
    • Have a valid phone number (landline or mobile) and can access it.
    • Have a valid email address and can access it.
When & where can I use interest-free finance?

    You can use it online, in-store or over the phone on any order that totals between £270 & £15000. You can apply online 24 hours a day, 7 days a week, and through our telesales or store teams during opening hours.
Who is the lender & what is the role of Bop Trading LTD?

    Bop Trading LTD acts as a credit broker for Creation Consumer Finance Limited, as lender. Credit is provided subject to application. Creation is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 311518. If your application is approved and you accept, you will enter into a loan agreement with Creation Consumer Finance Limited for the provision of the interest-free credit.
How quickly will I receive a decision about my application?

    In most cases, you will receive an instant decision on the outcome of your application. There may be situations where this isn’t possible, and your application will be referred for further checks in order to fully assess your application for interest-free finance. If this happens, you will receive an email from Creation with the result of your application, which can take 1-2 business days.
What happens if my application is approved?

    You will then be asked to sign your agreement. In most situations, this can be done this can happen immediately, via an electronic signature. You can also review your application, and using the details provided, log into your Creation account & sign your loan agreement at a later date. Occasionally Creation will have to post the loan agreement to you, for you to sign & return to them. Creation will advise you of the process once your application has been accepted. You can find further information on this here: creation.co.uk/faqs

    We will only process your order once we have received confirmation from Creation that your application has been approved, and that you have signed your agreement. You will not be able to take away any items until this has been confirmed, at which point you will receive a digital receipt from us.
What happens if my application is declined?

    If your application is declined, Creation Consumer Finance will provide you with a “How We Decide” Guide and you will be given the option to pay with alternate payment methods.
What happens if my application is referred?

    Your application will be submitted for further consideration. It will either be approved, declined or more information may be required. It can take up to 20 minutes for a decision to be made once referred. If the decision made is that Creation require you to submit more information, it could take up to 24 hours from the time the information is submitted for a final decision to be made.
Do I have to pay a fee for applying for interest-free finance?

    No, there is no fee to apply for interest-free finance, regardless of the outcome of your application.
Do I need to pay a deposit?

    For online orders, there is no option to pay a deposit. The loan amount will equal the total balance of the items in your basket. For orders placed in-store or via our phone lines, you must pay a deposit between 10%-50%.
How much time do I have to repay my loan?

    Depending on what term you select, we have options of 6, 12, 18, 24, 36 or 48 months.
How can I manage my loan?

    You can manage everything to do with your loan by logging in to your account at www.creation.co.uk/my-account - here you can see your monthly payments, remaining balance, and manage early repayments. Bop DJ staff do not have access to any of this information and cannot assist with your loan management.
Can I apply for interest-free finance if I already have an existing loan with Creation?

    Yes, you will have to make another application through the process outlined on this page.
Can I cancel my order if I paid with interest-free finance?

    Yes, you can cancel your order in alignment with our refund & cancellation terms & conditions. If you cancel your order, Bop DJ will contact Creation and your loan agreement will be cancelled.
Can I return items bought with interest-free finance for a refund?

    Yes, please refer to our Delivery & Returns page for full details of our return policy.
If I’ve bought multiple items, can I return part of the order for a refund or an exchange?

    Yes, if you wish to return or exchange items, we can submit a partial refund request if the value of the new order is less than the original one. If you wish to exchange the items and this increases the value of your order, you will either have to pay the balance with an alternate payment method or complete a new application for the new value of the goods.
How do I contact Creation?

Where can I find the full T&Cs?