Finance Information

Buy with interest free finance

Interest Free Finance is available on all purchases of £280 or more. You can apply online or over the phone– it's quick, easy and you'll get an instant decision.
Our retail finance partners are V12 Retail Finance Ltd and etika Finance UK Ltd. Credit is provided subject to application.
A decision is returned in around 10 seconds, which means the you can complete your purchase, entirely online, in just a few minutes.

etika Eligibility Checker:
Use the eligibility checker on the widget at the bottom right of the page. The eligibility checker will not impact your credit file, is free to complete and will check your eligibility and provide a potential credit limit for your purchase.

Lending Criteria:

  • Be over 18 years of age
  • Be employed at least 16 hours per week or retired and in receipt of a private or company pension, receiving disability payments, or prove other means of support e.g self-employed income
  • Be a permanent UK resident with 3 years UK address history
  • Have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies
  • Have a valid email address and can access it

A sample of £499 Credit from V12 Retail Finance

0%APR Representative,
Over 6 Months
£74.85

Monthly Repayment

Deposit: £49.90
Total Repayable: £499.00
Total Interest: £00.00

0%APR Representative,
Over 12 Months
£37.43

Monthly Repayment

Deposit: £49.90
Total Repayable: £499.00
Total Interest: £00.00

9.9%APR Representative,
Over 36 Months
£14.37

Monthly Repayment

Deposit: £49.90
Total Repayable: £567.22
Total Interest: £68.22

V12 Retail Finance Ltd. is licensed by The office of fair Trading (Consumer Credit Licence: 594229).

V12 Retail Finance Limited, 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ

A sample of £499 Credit from Etika

0%APR Representative,
Over 6 Months
£74.85

Monthly Repayment

Deposit: £49.90
Total Repayable: £499.00
Total Interest: £00.00
Interest rate: 0%

0%APR Representative,
Over 12 Months
£37.43

Monthly Repayment

Deposit: £49.90
Total Repayable: £499.00
Total Interest: £00.00
Interest rate: 0%

9.9%APR Representative,
Over 36 Months
£14.37

Monthly Repayment

Deposit: £49.90
Total Repayable: £567.22
Total Interest: £68.22
Interest rate: 9.5%

Bop DJ (Bop Trading Ltd) is authorised and regulated by the Financial Conduct Authority, registered number 673346, registered address 2 Church Walk, Leeds, LS2 7EG. Bop Trading Ltd is not a lender and acts as a broker offering finance products from etika. etika (a trading name of etika Finance UK Ltd) is a company registered in England and Wales 07440512 and authorised and regulated by the Financial Conduct Authority, registration number: 697658. Company address: WeWork, No.1 Spinningfields, Quay Street, Manchester, M3 3JE.

Website: www.etika.com/uk/
FAQs: www.etika.com/uk/customer/faq
Telephone: 0800 028 9321
Email: hello.uk@etika.com
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